best renters insurance in USA for 2024
Who Needs Renters Insurance? Anyone who rents an apartment, townhome, or other type of dwelling should seriously consider getting renters insurance. Renters' insurance covers a tenant’s personal property if it's damaged or destroyed during a break-in, a storm, or another event specified in the policy. In addition, renters insurance provides coverage for personal liability and medical bills if you have a guest over and they're injured. Finally, if there's a fire or other catastrophic event that forces you to move out of your unit, renters insurance will cover your extra living expenses, such as hotel bills and meals. Unlike some other types of insurance policies, renters insurance is relatively simple. But there are some nuances when it comes to selecting a policy and insurance company, which is where this guide comes in. Below, we'll list our top-rated renters insurance companies of 2024 and provide more information on how renters insurance works. Best Renters Insu...